The information and services provided by Specula are for general informational purposes only and are not intended as professional advice (e.g., legal, financial, medical, etc.). While we strive for accuracy, we make no guarantees about the completeness, reliability, or timeliness of the content.

Use of any information from Specula is at your own risk. Specula and its affiliates shall not be held liable for any loss or damage arising from the use of our services or reliance on any information provided