1. Acceptance of Terms

By accessing or using any services, websites, or content provided by Specula (“we,” “us,” or “our”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you may not use our services.

2. Services

Specula provides [brief description of services, e.g., digital insights, reports, analytics tools, etc.]. We reserve the right to modify or discontinue our services at any time without notice.

3. User Responsibilities

You agree to use Specula services only for lawful purposes. You are responsible for maintaining the confidentiality of any login credentials and for all activities under your account.

4. Intellectual Property

All content provided by Specula, including but not limited to text, graphics, logos, and software, is the property of Specula and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit written permission.

5. Third-Party Services

Our services may contain links to third-party services or content. We are not responsible for the availability or accuracy of such content or services.

6. Termination

We may suspend or terminate your access to our services at our sole discretion, without notice, if you violate these Terms.

7. Disclaimers

Our services are provided "as is" and "as available." We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Specula shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

9. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved in the courts of [Insert Jurisdiction].

10. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our services after changes constitutes acceptance of the new Terms.